Asda insurances are complicated

Car insurance of Asda is fraud! I have used their car insurance service and I know what I have signed for. Someone damaged my car. Not on traffic but parked in front of my house. I contacted to Asda Customer support to inform them and I took an answer that they will pay just 40% of the total repair money. I have asked for a full coverage. Now they do not want to pay all! I warn you that you can be the next! Beware of this service, use the normal grocery service. It is totally finest.